Understanding IRS Notice CP75: Earned Income Credit Audit — Documentation Required and How to Respond
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🔥 The Detangler — Plain English Translation
"The IRS put a hold on your refund and wants you to prove you deserve the Earned Income Credit. No proof, no money."
CP75 freezes your EIC refund while the IRS investigates your eligibility. This is a real audit — you must respond with solid documentation within 30 days. No response means automatic disallowance and a potentially much smaller (or nonexistent) refund.
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Step 1 of 3 — Who are you?
Official IRS Summary
Threat Level & Action
Severity
High
- ✦ Do NOT ignore this notice
- ✦ Respond within the stated deadline
- ✦ Contact a licensed IRS Collection EA
- ✦ Document all communications
- ✦ Review Penalty & Interest exposure
Frequently Asked Questions — CP75
What is IRS Notice CP75?
CP75 means the IRS is auditing your Earned Income Credit (EIC) claim. Your refund is being held while the IRS requests documentation to verify you qualify for the credit.
What documents must I send for CP75?
Typically: proof of relationship for qualifying children (birth certificates, school records), proof of residency (utility bills, school records showing your address), and proof of income. Send copies, not originals.
How long will my refund be held?
The IRS typically holds the EIC portion of your refund for 30-60 days while reviewing your documentation. If you don't respond, the credit is disallowed entirely.
What if I legitimately qualify but struggle to get documents?
Contact the IRS to request a deadline extension. An EA can help you compile alternative documentation — many people successfully prove EIC eligibility through creative but legitimate documentation.